SYSTEM MODULES
The Core Pillars of the BluCross Platform
Explore the modular software architecture developed and maintained by Bilti Menutzach.
Core Financial & Lending Engine
Python 3.12 • Django REST Framework • PostgreSQL
High-performance transactional engine managing loan products, interest calculations (NCA Section 34), dynamic amortization schedules, and borrower credit ratings.
- Automated credit scoring and repayment period verification.
- Dual-entry ledger and daily cash book management.
- Automated disbursement workflows and payment reconciliation.
Native Mobile Applications
React Native • Expo • TypeScript • Biometrics
Production mobile apps for Android, iOS, and Huawei devices. Allows borrowers to apply for loans, upload KYC documents, review schedules, and manage accounts on the go.
- Biometric authentication (Face ID / Fingerprint) for rapid sign-in.
- Interactive loan calculators with live monthly installment projections.
- Digital agreement signing and instant push notifications.
Staff & Operations CRM
React • Role-Based Access • Audit Trails
Mission-critical back-office portal connecting branch consultants, underwriters, and management with strict maker-checker controls.
- Loan approval pipeline with audit tracking.
- KYC verification workstation and fraud prevention blacklists.
- Accounting and portfolio performance reporting.
Inter-Project Communications
WebSockets (ASGI) • HMAC Authentication • Redis
Real-time bidirectional communication bridge connecting BluCross directly to Bilti Menutzach central systems for telemetry and monitoring.
- Live WebSocket streaming of system logs and task statuses.
- HMAC token authentication securing inter-system messages.
- Automated health alerts and real-time operational sync.
Security, Compliance & DevOps
TLS 1.3 • AES-256 Encryption • Docker • Nginx
Enterprise security safeguarding customer financial records and sensitive personal information in accordance with regulatory standards.
- AES-256 encryption for banking and identity data.
- Automated database backups and failover routing.
- Zero-downtime rolling updates managed by Bilti Menutzach.